SBA Administrator/Closer - Plano or Houston - 10032017
|Location:||Plano or Houston, TX|
|Employment Type:||Full Time|
|Department:||Commercial Banking - SBA - Greenbriar 3204|
|Description:||Responsible for ensuring all government rules and regulations regarding SBA are followed in the process and that all required documents are collected. Candidate must have the ability to multi-task daily and assist officers. This position will work closely with Loan officers, Lending Staff and Credit Risk personnel to identify potential issues and to help mitigate the risk to the Bank. Understand the Processing of SBA loans, order appraisals & environmental assessments. Score loans under $350K, handle various loan exceptions for SBA lenders, answers questions concerning SBA, close SBA and conventional loans, complete SBA packages with various SBA packagers and at times perform in-house packaging of SBA loans. Open accounts for current and new customers. Answer questions and direct customers to information that they are requesting. Strong organizational skills and previous lending administration experience desired.|
|Duties:|| Input loans into E-Tran system.|
Prove up equity for borrowers, keep track of good faith deposits.
Pull credit reports, background checks, CAIVRS.
Obtain flood determinations, and communicate with various insurance agencies.
Order title commitments, UCC searches, good standing, construction reviews, business credit reports, 4506-T, etc. as needed per approved loan requirements.
Work with department manager and lending personnel on credit approval items, issues, and exception items.
Assist in the resolution of daily NSF issues.
Monitor loan portfolios for past due accounts.
Monitor, transfer, and /or deposit funds for customers.
Effectively communicate with prospects and clients both by phone and in person.
Perform various duties to assist officer in processing loan requests and renewals. Print all items from Lender folder on approved SBA loans and arrange in Collateral and Credit files.
Prepare and send PDF files on approved loans to Bank's Loan Packaging Company.
Run OFAC on borrowers/guarantors & prepare draft CIP forms.
Open, scan to folder, separate and file SBA loan package when received from Loan Packager.
Order and review attorney documents prior to closing, including balancing with Title Company.
Prepare closed packages for funding, including wires, tickets, payment of invoices.
Monitor and prepare payment applications on construction projects until completion, including any changes to SBA Authorization. Notify Lender/Credit for sale.
Follow up for any outstanding exceptions on recently closed loans and advancing SBA loans (i.e. - title policies, UCC post searches, recorded document originals, etc.).
Perform various clerical duties including typing, filing and photocopying as requested by officer.
Handle and maintain information with utmost confidentiality.
Act as secondary contact in order to enhance customer relationship.
Prepare internal Bank forms as requested for approved loans, including memorandums and summaries for file.
Assist SBA Closing / Servicing Manager as needed and work with SBA department personnel.
|Qualifications:||Education / Experience:|
High school graduate / GED with college level business classes or equivalent work experience - SBA and Commercial loan closing experience, including real estate. SOP 50-10-5 H and SBA Servicing Matrix knowledge.
Previous general banking experience - minimum of 2 years experience working in a commercial lending environment, and knowledge of both lending and operational functions within the Bank. Three to five years SBA / Loan processing
Knowledge / Skills / Abilities:
Intermediate level knowledge of Microsoft Office, Excel and Word.
Must be detail oriented with excellent organizational skills.
Ability to work independently, handle multiple tasks and meet deadlines.
Effective verbal and written communication skills.
This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Green Bank reserves the right to amend and change responsibilities to meet business and organizational needs.
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